Sixteen free tools for the figures and files Gulf payroll and finance teams check most often: end of service and gratuity in the UAE, Saudi Arabia, Kuwait, Qatar, Oman and Bahrain, a validator that reads a WPS Salary Information File and names the lines a bank would reject, GOSI, Emiratisation, Nitaqat, leave salary, overtime, Egyptian gross to net, VAT across the six states and UAE corporate tax. Each one runs entirely in your browser, shows its working, names the rule it applies and links to the source, so you can check a settlement, a pay run or an invoice in under a minute.
The leaving settlement in six Gulf states, each worked on the article its own labour law puts it in, and each printing its working line by line.
Estimate end of service gratuity on the last basic wage: 21 days a year for the first five years, 30 days a year after that, capped at two years' wage.
Rule set: Article 51, Federal Decree-Law 33 of 2021. Checked 4 September 2026. Read the source
What you need
For a housemaid, driver, nanny or cook. The 2022 decree-law sets no formula, so you choose the rate and the tool shows the working and what the law does fix.
Rule set: Article 22, Federal Decree-Law 9 of 2022, which defers the calculation to the Cabinet. Checked 11 September 2026. Read the source
What you need
Work out the end of service award: half a month's wage for each of the first five years and a full month for each year after, with the resignation thirds applied.
Rule set: Articles 84 and 85, Saudi Labor Law (Royal Decree M/51). Checked 4 September 2026. Read the source
What you need
Work out the indemnity for a private sector worker: fifteen days' wage for each of the first five years, a month a year after that, capped at one and a half years' wage.
Rule set: Articles 51 to 53, Law 6 of 2010 concerning Labour in the Private Sector. Checked 5 September 2026. Read the source
What you need
Apply the Article 54 floor: at least three weeks of the last basic wage for every year of employment after the first, pro rata for part years, with no maximum stated.
Rule set: Article 54, Law No. 14 of 2004 promulgating the Labour Law. Checked 5 September 2026. Read the source
What you need
Split service at 31 July 2023: 15 days a year for the first three years then a month a year under the old rule, and one basic wage a year under Royal Decree 53 of 2023.
Rule set: Article 61, Labour Law issued by Royal Decree 53 of 2023. Checked 5 September 2026. Read the source
What you need
For a non-Bahraini employee: the monthly contribution to the Social Insurance Organisation at 4.2% of wage for the first three years then 8.4%, plus the employer's own lump sum for service before 1 March 2024.
Rule set: Decision No. 109 of 2023, in force from 1 March 2024, with the Labour Law for service before it. Checked 5 September 2026. Read the source
What you need
The monthly work: the salary file the bank accepts, the contributions, the national quotas, leave, overtime and Egyptian gross to net.
Check a Salary Information File before the bank sees it: the EDR, EVP and SCR records field by field, the IBAN check digits and the control totals, with the line number and the fix for each finding. The file is read in your browser and never uploaded.
Rule set: The EDR, EVP and SCR record layouts published in the banks' SIF creation guides. Checked 5 September 2026. Read the source
What you need
Split 2026 GOSI between employee and employer on basic wage plus housing up to SAR 45,000: 9.75% and 11.75% for Saudi staff on the existing schedule, 2% employer only for non-Saudis.
Rule set: GOSI contribution schedule for 2026. Checked 4 September 2026. Read the source
What you need
Work out the quota on your skilled roles, the gap at each half year checkpoint and the AED 9,000 a month contribution charged in 2026 on every position left unfilled.
Rule set: Emiratisation targets for 2026 as published by MOHRE and u.ae. Checked 5 September 2026. Read the source
What you need
Enter the required Saudisation percentage from your Qiwa account with your headcounts to see your current rate, the gap in people and the Saudi hires that close it.
Rule set: Nitaqat Mutawar procedural guideline, with Article 26 of the Saudi Labor Law behind it. Checked 5 September 2026. Read the source
What you need
Work out annual leave pay and the value of unused days: 30 days a year, two days a month before the first year is complete, full wage for leave taken and basic wage for days paid out on leaving.
Rule set: Article 29, Federal Decree-Law 33 of 2021, with Article 19 of Cabinet Resolution 1 of 2022. Checked 5 September 2026. Read the source
What you need
Price overtime on the basic hourly wage: the basic rate plus 25 per cent as standard, plus 50 per cent between 10 pm and 4 am and on the weekly rest day, with shift workers excluded from the night rate.
Rule set: Articles 17 to 21 and Article 28, Federal Decree-Law 33 of 2021. Checked 5 September 2026. Read the source
What you need
Run Egyptian gross to net on the 2026 figures: social insurance at 11% employee and 18.75% employer on the capped insurance wage, salary tax after the EGP 20,000 exemption, and the total employer cost.
Rule set: The 2026 salary tax bands and Social Insurance Law 148 of 2019. Checked 5 September 2026. Read the source
What you need
The rates that sit on every invoice and every year end, as the tax authorities of the six states publish them.
Add 5% VAT to a net amount or take it out of a gross amount in AED, for a single figure or a quantity times unit price line, with the registration thresholds alongside.
Rule set: Article 3, Federal Decree-Law 8 of 2017. Checked 4 September 2026. Read the source
What you need
Add or take out VAT at 5% in the UAE, 15% in Saudi Arabia, 10% in Bahrain and 5% in Oman, with each state's registration thresholds, return frequency and tax authority, and the position in Qatar and Kuwait.
Rule set: The standard rates in force in each member state in 2026, under the GCC VAT framework agreement. Checked 5 September 2026. Read the source
What you need
Estimate corporate tax at 0% on taxable income up to AED 375,000 and 9% above it, and test whether small business relief applies to the period.
Rule set: Corporate tax rates for financial years starting on or after 1 June 2023. Checked 4 September 2026. Read the source
What you need
Three things to know before you rely on a number from any of them.
The figures you type and the salary file you check stay on your device. Nothing is sent to a server, nothing is stored, and there is no account or sign-up.
Each calculator applies the published rule as it stood on the date shown on its own page, and prints its working. Your contract, your free zone, an amendment after that date or the authority's own reading of a case can change the result. None of them is an official tool of MOHRE, HRSD, GOSI, PIFSS, the Social Insurance Organisation, the Federal Tax Authority or the Ministry of Finance, and none is legal or tax advice. Confirm a settlement, a salary file or a filing with the authority, your bank or your adviser before you pay or submit.
Every page names the article, decision or specification it relies on and links to the text itself, so you can read the rule rather than take the calculator's word for it.
The calculators answer one question at a time. The People and Finance boxes apply the same rules to every employee and every invoice, month after month.
The People box accrues end of service gratuity month by month, works out GOSI for each employee and generates the WPS SIF file for every pay run. You review the figures; submitting the file to the bank and the authorities stays with you.
See the People boxThe Finance box applies VAT per country at the right rate on every invoice line and assembles the return from live transactions, so the figure you file is the figure you invoiced.
See the Finance boxTurn on the box you need. Pricing never depends on seat count, so the whole payroll or finance team can work in it from day one, in Arabic or English.
See pricingEach one is published once the rule set behind it has been checked against the authority's text. No dates, on purpose.
The longer reads behind each rule set: what changed, who it applies to and what to do about it.
One table for end of service benefits in all six GCC states in 2026: accrual rate, wage base, cap and resignation treatment, plus one salary worked through each country.
11 min readMinisterial Resolution 340 of 2026 makes wages due on the first of each month with no grace period and an 85% compliance test. The rule, the escalation table, and a payroll calendar.
9 min readUAE e-invoicing for businesses under AED 50 million: pilot from July 2026, ASP by 31 March 2027, go-live 1 July 2027, the 51 mandatory fields, penalties and a dated checklist.
11 min readA guide to payroll compliance in the UAE and Saudi Arabia: the Wage Protection System and its 1 June 2026 deadline, GOSI contribution rates and ceilings, end-of-service calculations in both countries, and what to automate.
12 min readEverything UAE small and medium businesses need to know about VAT registration, filing, invoicing, and record-keeping under the Federal Tax Authority's rules.
7 min readA practical guide to Saudi Arabia's ZATCA Fatoorah Phase 2 e-invoicing: timelines, technical requirements, invoice types, clearance vs. reporting, and how to avoid six-figure penalties.
6 min readEvery rate and rule quoted on this page was read from the pages below, each on the date shown on the calculator it belongs to. Each calculator page carries its own, fuller list.
Axion People accrues gratuity, works out GOSI and generates the WPS file inside each payroll run, and Axion Finance applies VAT per country on every line, priced per box with unlimited users.
